The card number prefix identifies the issuer of the card, and the digits that follow are used by the issuing entity to identify the cardholder as a customer and which is then associated by the issuing entity with the customer's designated bank accounts. The card number is primarily a card identifier and may not directly identify the bank account number/s to which the card is/are linked by the issuing entity. In some situations the card number is referred to as a bank card number. JSTOR ( September 2022) ( Learn how and when to remove this template message)Ī payment card number, primary account number ( PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards.Unsourced material may be challenged and removed.įind sources: "Payment card number" – news Please help improve this article by adding citations to reliable sources. Again, only the actual amount spent will ultimately be deducted from the card.This article needs additional citations for verification.
For example, the issuer may require that there is a minimum balance of $50 on the card in order to utilize the card at an automated fuel dispenser. Use of the card at automated fuel dispensers requires that a specific minimum balance be available on the card, which is determined by the issuer of the prepaid card, in order to complete the transaction. Only the amount you sign for will ultimately be deducted from your card. This amount is “held” until the transaction settles to your prepaid card. Also, please be aware that some merchants (for example, restaurants, car rental agencies, salons, mail-order companies, and cruise lines) pre-authorize for an amount slightly higher than your actual transaction to ensure sufficient funds for tips or incidental expenses. You may inform the merchant of the remaining balance on the card and use another form of payment to pay the difference, subject to the policy of the merchant. It probably means the card’s available balance is less than the purchase amount.
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